Auto Physical Damage Appraiser - Columbus, OH

Westfield Insurance
220000EH Requisition #

Location: Columbus, OH region.
Note: Company vehicle provided.


You will be challenged. Rewarded. And valued for your unique experience, background and perspective. 
Join a team where hard work pays off and original thinking is celebrated. As you build your future at Westfield, you will quickly learn that protecting our customer’s future is at the heart of what we do. We deliver on our promise to help restore lives and rebuild businesses when the unexpected happens. Building relationships has been a part of our culture since 1848. 

Be a part of a team that recognizes and appreciates those who take initiative, seek opportunity and strive for innovation in a changing world.


Auto Physical Damage Appraiser – Field Job Summary

Works within specific limits and authority on automobile physical damage (APD) and specialty equipment claims typically requiring physical inspection within assigned territory. Appraises, analyzes, negotiates and settles auto physical damage (APD) and specialty equipment claims typically requiring physical inspection while delivering quality customer service in a high volume, low to moderate technical complexity work environment. Required to participate on short notice and travel for catastrophe response operations.

Westfield Auto Claims resolves first and third party personal and commercial auto claims involving auto physical damage, specialty loss equipment, and auto-related injury claims.


Essential Functions (primary functions and/or reasons the job exists in order of importance)

  • Claim File Quality - Resolves Auto Physical Damage (APD) claims, including specialty equipment, with insureds and claimants within assigned territory. Demonstrates thorough understanding of auto physical damage and specialty equipment, and evaluates the merits of assigned claims. Appraises assigned claims using approved estimation methods, determines damages, and negotiates settlements with vendor/insured/claimant.

  • Customer Service - Ensures customer service excellence. Responsible for the customer, agent and claims professional experience associated with assigned claims.

  • Investigation - Investigates to obtain relevant facts concerning damages, including fraud and prior damage. Within decision-making authority, effectively negotiates and obtains agreed repair prices and/or total loss settlement figures with insureds, claimants, and repair facilities.

  • Damages – Physically inspects and determines actual cash value and salvage value of total loss units. Assists with disposition of auto salvage. Determines appropriate use of used and/or aftermarket parts, and researches appropriate markets for availability of these parts. Establishes and/or recommends proper reserves for each claim, based upon thorough investigation, evaluation, and past experience.

  • Communication - Maintains effective and ongoing communications with insureds, claimants, agents, attorneys, other insurance companies, claims professionals, vendors, and repair facilities. Makes personal contact with involved parties to inspect damage as needed.

  • Storm/Travel - Travels often within assigned territory regardless of location including regular use of assigned fleet vehicle in order to inspect vehicles/equipment, prepare vehicle damage estimates, and settle vehicle claims. May travel on short notice to participate on catastrophe storm team duty.

  • Leader Assistance – May assist leader with reinspections and/or training of other claims professionals. May also act as liaison with insureds, claimants, agents, attorneys, other insurance companies, representatives, vendors, company employees, and repair facilities.


Desired Qualifications/Experience/Certification/Education (in order of importance)

  • 2 or more years auto physical damage claims handling or auto repair industry experience.

  • 2 or more years of experience writing auto estimates using estimation software (e.g. Xactimate, Mitchell, CCC, Audatex).

  • Experience working with customers and/or insureds.

  • Experience using a claims management system e.g. Guidewire or diary management system to accurately document file activities.

  • Strong written, verbal, and interpersonal communication skills with the ability to interact with all levels of the company.

  • Experience with Microsoft Windows, Outlook, and Excel or transferable software packages.

  • Holds and maintains appropriate adjuster licensing and certification(s) in assigned territories and will obtain additional licensing based upon business needs.

  • I-CAR or similar industry certification

  • High school diploma, GED or demonstrated commensurate experience.

  • Ability to travel, including overnight business trips as needed.

  • Valid driver’s license and a driving record that conforms to company standards.


Physical Requirements (specific to the role)

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.

  • Ability to work effectively in an office environment for 40+ hours per week (including sitting, standing and working on a computer for extended periods of time).

  • Ability to communicate effectively in a collaborative work environment utilizing various technologies such as: telephone, computer, web, voice, teleconferencing, e-mail etc.

  • Ability to travel as required.

  • Ability to operate an automobile within the parameters of the driving policy.

  • Ability to drive for extended periods of time, under a variety of conditions, including night driving.

  • Ability to physically inspect damaged property and/or loss locations.


This job description describes the general nature and level of work performed in this role. It is not intended to be an exhaustive list of all duties, skills, responsibilities, knowledge, etc. These may be subject to change and additional functions may be assigned as needed by management.

Westfield offers a Total Rewards program that focuses on compensation, benefits and wellness, and includes perks like 401(k), pension plan, annual incentive, education reimbursement, flex-time, onsite fitness center and casual dress. Work-life balance, recognition, and learning and career development are all part of a rewarding career with Westfield.

To learn more about Westfield and the opportunities available, please visit us at

#LI-PB1 #LI-Remote

We are an equal opportunity employer/minority/female/disability/protected veteran.

Applications for positions posted on Westfield Careers must be filed on-line through the Westfield Careers portal.  If you are a disabled person who requires a reasonable accommodation to complete an online application, please contact HR Assist by email at

We are an equal opportunity employer/minority/female/disability/protected veteran.

Previous Job Searches

Create/Manage a Profile

When you join our Talent Community, you can choose to be alerted to new career opportunities that are a potential match for you as they become available.

My Profile

My Submissions

When you apply for individual job opportunities, you can keep track of them here.

My Submissions